Mar 6th

Top 10 Best Travel Insurance Plans in India

By kinasakimara

Now that we know that the importance of a good travel insurance plan cannot be denied, let us have a look at top 10 travel insurance policies of 2018. A good quality travel insurance plan is the best to grab a comprehensive cover.

1. Apollo Munich Travel Insurance: Apollo Munich, although is considered as the best in the market when it comes health insurance, but the company has also gained some attraction in travel insurance. In total Apollo Munich offers five types of travel insurance policies, as follows:

   •    Easy Travel – Individual - It provides benefits like medical treatment, assistance and evacuation, dental care, repatriation of mortal remains, hijack daily allowance, personal liability, etc.

    •   Easy Travel – Family - It offers benefits like medical treatment, assistance and evacuation, loss of passport, delay of checked baggage, etc.

    •   Easy Travel – Senior Citizen- It offers benefits like medical treatment, assistance & evacuation, dental care, repatriation of mortal remains, hospital daily cash, personal accident, total loss of checked baggage, delay of checked baggage, loss of passport, financial emergency cash, personal liability and hijack daily allowance

    •   Easy Travel – Annual Multi Trip Plan - It provides benefits like hospital daily cash, personal accident, total loss of checked baggage, delay of checked baggage, loss of passport, emergency cash, personal liability, trip delay, hijack daily allowance, trip cancellation and missed connection,etc.

    •   Educare (Students travel insurance plan)- It provides benefits like sports injury, cancer screening and mammography examinations, study interruption sponsor, etc.

2. ICICI Single Round Trip Plan: ICICI is one the most popular and reliable financial brand in India. ICICI Single round trip plan offers travel insurance to anyone from the age of 3 months to 70 years for one complete international round trip. This comprehensive travel plan by ICICI covers you from medical and financial emergencies that might arise while you are travelling abroad. It includes a unique and exclusive feature of worldwide cashless hospitalisation.

3. Max Bupa International Medical emergency plan:  This plan covers all the different types of insurance policies during leisure, study period and business travel. This is the best plan to rely upon if you want to enjoy the medical support even when you are abroad.

4. New India overseas medi-claim policy: This is a specifically designed travel insurance policy that is meant to cover the interest of travelers who need to frequently travel outside India. Different about this plan is that the premium can be paid in local currency, however the claims are always settled using foreign currency. In case you suffer from a sickness, disease, illness or any other case of physical injury, New India Overseas mediclaim policy covers your needs.

5. Bajaj Allianz Travel Asia Plan: Bajaj Allianz has come up with a customized travel cover called Travel Asia. Like other categories, this plan also has variants in terms of the coverage amount. Asia Flair and Asia Supreme plans come with coverage amount of US$15,000 and US$ 25,000 respectively. The plan offers coverage in the following situations;

    •       Medical Expenses

·         Evacuation and Repatriation

    •       Emergency dental pain relief

    •       Loss of Checked Baggage

    •       AD & D Common Carrier

    •       Delay of Baggage

    •       Personal Accident

    •       Loss of passport

    •       Personal Liability

    •       Hijack

    •       Emergency Cash Advance

6.Future Generali Travel suraksha plan: The plan offers effective travel insurance policies for people who undertake frequent domestic and international trips. It covers people from all age groups. The policy may be designed to meet the requirements when traveling to a specific geographic location such as Asia or Europe.

7. Reliance Annual Multi-trip insurance plan: The Reliance annual multi-trip plan keeps you covered in case of a business or leisure trip. A person can get this cover for a period of six months and he will be insured when he travels anywhere between this duration. The policy may be extended if the insurance provider decides so.

8. Overseas Insurance Mediclaim (Business and Holiday): This insurance policy covers those people who are travelling abroad for business of leisure when they are ill injured or disease contracted. The policy will take care of their medical expenses during the trip. Protection of baggage is also a part of the overseas insurance mediclaim policy.

9. ICICI Gold Multi Trip Plan: This policy can remain valid for only one year and it has the options of choosing the maximum duration of 60 days trip and minimum 35 days trip. This travel plan also covers medical evacuation costs.

10. Chola MS Travel Insurance plan: It provides essential cover in case of a holiday or business trip. Even if you are planning to visit your family aboard, the policy covers you when you indulge in adventure sports. If you are injured when traveling abroad, the plan covers your medical needs so you can travel to any destination with ease.